Diamond Scheme
Monthly Installments | No of Installments | Total Paid up Amount | Incentive | You Can Buy Jewellery Worth |
||
---|---|---|---|---|---|---|
Conditions Apply* | E & OE | ||||||
Rs. 10,000/- | 11 | Rs. 1,10,000/- | Rs. 10,000/- | Rs. 1,20,000/- | ||
Rs. 20,000/- | 11 | Rs. 2,20,000/- | Rs. 20,000/- | Rs. 2,40,000/- | ||
Rs. 30,000/- | 11 | Rs. 3,30,000/- | Rs. 30,000/- | Rs. 3,60,000/- | ||
Rs. 50,000/- | 11 | Rs. 5,50,000/- | Rs. 50,000/- | Rs. 6,00,000/- |

Outshine
Outshine by VBC, is a diamond purchase plan for 11 months. At the completion of the plan, you can buy for more than what you pay, because VBC will add a special incentive at the end.
Validity
This is a jewellery purchase plan, where the customer has to pay monthly instalments and his/her maturity would start, after 330 days from the date of joining the plan.
Plan Description
You will pay every month, towards the purchase plan and at the end of 11 months, VBC will offer a special incentive, which will be added to your account.
Payment Modes
We accept DD, local cheques, Debit/Credit cards. Applicable bank or other service charges will have to be borne by the customer. The monthly payments must be remitted by you, before 10th of every month.
Installment Payment
Only one instalment will be accepted in a month.The duration of the scheme will not be extended, in case of non-payment of monthly instalments. In the event the customer fails to pay his/ her instalment for any 2 months continuously, VBC will refund only the principal amount paid by the customer.
Redemption
It is mandatory for the customer to redeem his/her account on or before 390 days, from the date of payment of the first instalment.
Post Maturity
In case the customer does not redeem within the set tenure, he/she will be refunded the paid-up amount paid by him/her without any benefits.
Documents Required
Please produce a copy of the pan card at the time of joining. During closing of scheme, the passbook must be surrendered to VBC. For proof of address, please submit a copy of driving licence / Aadhar / ration card, at the time of enrolment. All members should intimate any change in their address/ mobile number.
Premature Closure
Member discontinuing in the middle will not be eligible for any incentive, but will be permitted to avail the jewellery equivalent to the paid up amount after deductions. No incentive will be provided in case of premature closure of the plan.
Wedding Plan
You can opt for this, to plan your jewellery purchases in advance, for important occasions in your family, along with the incentives provided by us. Choose from a wide variety of designs, crafted by our in-house designers.

Gold and silver coins cannot be purchased against the instalments paid under the purchase plan and the amounts, can be used only against the purchase of jewellery at
the store.
Cash will not be refunded under any circumstances
All legal matters will be restricted to the jurisdiction of the Honourable Courts of Chennai.
Gold and silver coins cannot be purchased against the instalments paid under the purchase plan and the amounts, can be used only against the purchase of jewellery at
the store.
GST and any other applicable government levies, present or future will be borne by the member.
The rate of the gold will be based on the rates notified by the Madras Jewellers and Diamond Merchants Association on the date of purchase.
VBC at its sole discretion can alter, amend, modify, add or delete any of the terms and conditions from to time to time.
Decision of the Management in respect of the purchase plan will be binding on the members and are final.
VBC reserves the right to suspend the plan at any time. In such event, the member may purchase any item at the store equal to the value of money accumulated in the account, as on the day of purchase.
Terms & Conditions
Only one instalment will be accepted in a month. The duration of the purchase plan will not be extended, in case of non-payment of monthly instalments, and will be restricted to 11 successive
calendar months.
The incentive by VBC will be proportionately reduced, in case of reduced monthly payments.
In the event the customer fails to pay his/ her instalment for any 2 months continuously, VBC will automatically cancel the plan membership and refund only the principal amount paid by the customer.
Please produce a copy of the pan card, at the time of joining. During closing of purchase plan, the passbook must be surrendered to VBC. For proof of address, please submit a copy of driving licence
/ Aadhar / ration card, at the time of enrolment. All members should intimate any change in their address/ mobile number.
Member discontinuing in the middle will not be eligible for any incentive, but will be permitted to avail the jewellery equivalent to the paid up amount after deductions. No incentive will be provided in case of
premature closure of the scheme.
The members of this purchase plan are not entitled to combine with this plan, any other additional benefits, that may be offered by VBC on special occasions.
Gold and silver coins cannot be purchased against the instalments paid under the purchase plan and the amounts, can be used only against the purchase of jewellery at the store.
Cash will not be refunded under any circumstances.
All legal matters will be restricted to the jurisdiction of the Honourable Courts of Chennai.
 GST and any other applicable government levies, present or future will be borne by the member.
The rate of the gold will be based on the rates notified by the Madras Jewellers and Diamond Merchants
Association on the date of purchase.
VBC at its sole discretion can alter, amend, modify, add or delete any of the terms and conditions from to time to time.
Decision of the Management in respect of the purchase plan will be binding on the members and are final.
VBC reserves the right to suspend the plan at any time. In such event, the member may purchase any item at the store equal
to the value of money accumulated in the account, as on the date of purchase.